Terms & Conditions
Effective Date: August 15, 2025
1. Introduction
Welcome to finixselect.com (the “Website”). The Website is operated by Finix Communication LLC, doing business as Finix Select (“Finix Select”, “we”, “our”, “us”).
These Terms and Conditions (“Terms”) outline the rules for using our Website, purchasing our products, and engaging with our services. By accessing or using our Website, you agree to comply with these Terms. If you do not agree, you must stop using the Website immediately.
We recommend that you read these Terms carefully before making any purchase. These Terms include important information about your rights and obligations, including limitations of our liability, and your agreement to resolve disputes through arbitration rather than in court.
2. Eligibility
You must be at least 16 years old to browse our Website and at least 18 years old to make a purchase. By placing an order, you confirm that you have the legal capacity to enter into a binding contract.
3. Products and Services
We sell tangible goods (such as apparel, accessories, and related collections) and may also offer digital products or bundled services in the future.
Product descriptions, images, and specifications are provided for informational purposes only and may vary slightly from the actual item. We reserve the right to modify, suspend, or discontinue any product or service at any time without notice.
4. Pricing, Payment, and Taxes
All prices are listed in U.S. dollars (USD) and are subject to change without notice.
Prices displayed do not include applicable taxes or shipping fees, which will be calculated at checkout.
Accepted payment methods include major credit cards, debit cards, select digital wallets, and third-party financing such as Affirm. You authorize us and our payment processors to charge your chosen payment method for the total order amount, including taxes and shipping.
5. Financing with Affirm
We may offer Affirm as a payment option during checkout. Payment options through Affirm are provided by these lending partners: affirm.com/lenders.
Your rate will be between 0% and 36% APR based on credit, and eligibility is determined by Affirm. Payment schedules, interest rates, and terms will be disclosed during your application and are managed directly by Affirm.
Using Affirm does not change our shipping timelines or return policies. If you return an item purchased through Affirm, we will issue the refund to Affirm. Interest already paid may not be refunded. Your loan balance or payment schedule may be adjusted by Affirm after the refund is processed.
6. Order Acceptance and Cancellations
Your order is an offer to buy; we accept it once we ship your order and send you a confirmation email.
We may refuse or cancel any order at our discretion, including orders suspected of fraud, pricing errors, or stock shortages. If your order is canceled after payment, we will issue a full refund.
7. Shipping and Delivery
Our Shipping Policy forms part of these Terms and sets out delivery timelines, costs, and restrictions. Title and risk of loss transfer to you when we deliver the product to the carrier.
8. Returns and Refunds
Our Refund and Returns Policy governs how you may return items and how refunds are processed. Returned products must meet the conditions outlined in our Refund Policy.
9. Intellectual Property Rights
All content on finixselect.com, including logos, images, text, and design, is owned by or licensed to Finix Communication LLC.
You may not copy, reproduce, or distribute our content without written consent.
10. User Conduct
When using our Website, you agree not to:
- Engage in fraudulent, abusive, or illegal activities
- Attempt to interfere with the Website’s operation or security
- Use automated systems to scrape data without our permission
11. Limitation of Liability
To the fullest extent permitted by law, Finix Select is not liable for indirect, incidental, or consequential damages arising from the use of our Website or products.
Our total liability for any claim will not exceed the purchase price of the product involved.
12. Indemnification
You agree to indemnify and hold harmless Finix Select from any claims, damages, or expenses arising from your use of the Website or your violation of these Terms.
13. Arbitration and Class Action Waiver
All disputes will be resolved through binding arbitration in Los Angeles County, California.
You agree to waive the right to participate in a class-action lawsuit.
14. Governing Law
These Terms are governed by the laws of the State of California, without regard to conflict-of-law rules.
15. Changes to the Terms
We may update these Terms from time to time. Changes are effective immediately upon posting, with the “Effective Date” updated at the top of this page.
16. Contact Information
Finix Communication LLC d/b/a Finix Select
1020 S California St, San Gabriel, CA 91776
Email: info@finixselect.com